Buying your first home

Become an educated, confident first-time home buyer

There are so many feelings involved in buying your first home. Anticipation. Excitement. Apprehension. Pride. There is no disputing how amazing it is to find and secure your dream home. But there is also so much to learn in the process. At First National, we want to help you simplify the financial side of buying your first home. From finding the right broker that can help you navigate the mortgage process to securing and managing your mortgage with confidence, we are here for you with advice, tools, education and guidance.

Choose a broker

Rely on a reputable, credible professional that knows the industry, presents mortgage options and provides advice tailored to your current priorities and future financial goals.

Find a broker near you

Our broker network spans the country, so you can find a knowledgeable professional familiar with your market to help you choose the right mortgage and manage the process so it’s simple and stress free.Find a broker

Being our best for you

For more than 35 years, we have focused on providing Canadians with residential mortgages to help make their real estate dreams come true. Our commitment to being our best includes simplified mortgage management, personalized interactions and an enduring service culture.

How much can I afford?

Estimate your potential mortgage amount and payments for a realistic picture of what you can afford when buying your dream home.

Learn more

Working with a mortgage broker

When you’re securing a mortgage, especially for the first time, there are so many important decisions to make.

But you don’t have to make them alone. A mortgage broker can present options, provide advice and support you through the process.

Mortgage brokers are licensed professionals that adhere to standards of conduct upheld by industry associations.
As impartial advisors, mortgage brokers make mortgage and lender recommendations based on your priorities, finances and goals.
More than 35% of Canadians (and 55% of first-time home buyers) trust mortgage brokers to help them choose a mortgage and navigate the mortgage process.

Learn more

Rates

Explore First National’s most recent rates for qualified residential mortgages.

VIEW ALL RATES

Rates are for single-family residential mortgages.

Actual rates may vary. Please contact First National toll-free at 1.888.670.2111, send us a message through your My Mortgage account or speak with your mortgage broker for further information.

Rates are subject to change without notice.
E. & O. E.

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Thanks to First National I was able to get my first place! I have been enjoying the ability to turn a simple condo into my own home. So far, the projects have been small, but eventually the full place will be transformed. I’m taking great pride in home ownership so far, thank you First National!

– Roger B., Ontario
First National allowed us as first-time home buyers to finally start a family, we are expecting our bundle of joy soon and are excited to raise our baby in our beautiful home and we couldn’t be more happy and grateful.

– Tristan L., Ontario
First National has been an amazing partner in the financing of our home. They are a balance of unobtrusive and not pushy but highly informative and right there when you need them. As someone who was anxious about the home buying process, I couldn’t have asked for a more fluid and easy experience.

– Dennis M., Newfoundland & Labrador
First National goes above and beyond; customers are treated like family, not just another number. As a first-time home buyer I was looking for a mortgage that suited my lifestyle but also a company that had a great reputation. With every question I had, First National had the best customer service as I tried to learn about my first mortgage. They were patient, detailed and really tried to personalize things to fit my life. As a first-time buyer this was invaluable to me.

– Chris M., British Columbia

Easy, convenient mortgage management.

Track your mortgage details, review your mortgage account, manage your mortgage payments, update your mortgage account information and more – online, anywhere, at any time.

Log into My Mortgage