Mortgage Solutions
More choice means better lending
No two real estate assets or development projects are the same. This simple insight led First National to develop an extensive portfolio of mortgage products to support your needs at every turn.
Best-in-class insured, conventional, bridge, mezzanine and term loans are all part of our Better Lending toolkit. Plus, we offer interest-rate hedging that brings certainty to an uncertain world.
What makes our toolkit even better is our empowered advisors who have the knowledge to match product with purpose to get the results you want. Our Better Lending solutions are profiled below.
Retail
From neighbourhood shopping centres to power centers featuring big-box retailers, we provide smart-risk lending solutions for asset owners and developers.
Multi-family
We lead the country in financing residential properties with five or more rental units known as multi-family housing.
Office
An office building can be large or small, but the scale of investment typically requires more capital and a sophisticated structure. We provide both.
Industrial
Industrial real estate accommodates the production of goods, warehousing and distribution and First National finances it across Canada.
Retirement Housing
First National has significant expertise in financing the development of multi-unit residential properties designed for seniors including retirement homes as well as assisted-living facilities and nursing homes catering to those in need of lifelong medical care.
Self-Storage
Downsizing or moving creates demand for facilities consisting of individual self-contained units leased to store personal or business property. First National is a key lender to this asset class.
Student housing
Financing accommodation used by students of Canada’s educational institutions including apartments and dormitories is a First National specialty.
Mixed-use
We finance a variety of mixed-use assets, which are properties that include residential units along with a commercial component such as office or retail.
Land
Land is a property with a clean slate where no structural improvements have been made. Land falls into two categories – held for future development and purchased for immediate development. We finance both forms across Canada.
Performance supported by smart risk solutions
For us, innovation is always a fusion of what clients want to achieve and how we can best use our financing products to help them do that. Review our recent financings to see how First National advisors have delivered performance and value for their borrowers.