Renewing your mortgage
Renew your mortgage in three easy steps
Well before the maturity date on your current term, your Renewal Agreement will be made available on your My Mortgage account. Simply review the options and rates. Select the term you prefer and click to sign and return your signed agreement. Done. No complex paperwork. No re-qualifying. No extra fees*.
*Certain products may have applicable fees, review your mortgage documents to determine what product you have
Mortgage Payment Calculator
Predict your monthly mortgage costs by entering how much you want to borrow, the interest rate and the amortization. Submit and get an instant estimate.CALCULATE YOUR PAYMENTS
Consider your mortgage options
Your situation, both financially and personally, may have changed during your current term. Upon renewal, you have the chance to adjust your mortgage to better suit your current reality. Speak to a mortgage specialist at 1.888.670.2111 or send us a message through your My Mortgage account.
Choose your rate
Decide whether you can manage fluctuating payments (adjustable) or prefer more predictability (fixed).
Increase your payments
By choosing higher payment amounts, you can reduce your interest costs and become mortgage free sooner.
Select a term that suits your needs
If you’re intending to sell, a shorter term provides more flexibility to accommodate your plans.
Free up funds
You can choose to refinance at renewal to access funds for other priorities including renovations, debt payments or investments.
Easy, convenient mortgage management.
Track your mortgage details, review your mortgage account, manage your mortgage payments, update your mortgage account information and more – online, anywhere, at any time.
