Our team
Better people make better lending
We lend billions of dollars to commercial real estate projects every year. But it’s not just capital that distinguishes us. It’s the empowered nature of our workforce. Our advisors are experienced experts whose sole focus is to deliver financing
strategies that enable you to achieve greater success.
Our Better Lending culture – three decades in the making – is built on the skill that comes from pure mortgage lending. Because we start from a position of knowledge about you, your project, and your market, we can design solutions that
are fit for your purpose. And because accountability is in our nature, we meet our commitments.
Better by design, better by nature, better for you in every corner of the country.

James Ayoub
James is a member of:
Team Kadoch
Senior Analyst, Commercial Financing
514.499.8905
Empathetic. Attentive. Thorough.
“I add value by putting myself in my clients’ shoes and delivering the type of service and structuring that I would want.”
James recently joined the First National team in his role as Analyst. He previously worked in real estate underwriting for an investment manager in London, England. In delivering service to his clients, James bases it on the type of experience that he would expect himself. That empathetic approach motivates him to work diligently to help clients achieve their goals. James pays attention to all of the details to ensure thorough analysis. He also relies on his organizational skills and strong memory to manage the intricacies of each deal.
When he’s not adding value for First National borrowers, James plays soccer, works out, heads north to his cottage and plays cards.